In the latest issue of ABINews (the monthly newsletter of the Italian Banking) shows the key figures of the Memorandum of Understanding signed between the same Abi and Consumer Associations (They, Adiconsum, ADOC, Ace-Consum, Assoutenti, Cittadinanzattiva, Codacons, Codes, Confconsumatori, Federconsumatori, The consumer's home, Consumers League, Consumer movement, Movement defense of the citizen, National Union of Consumers).
"Credit to households in the European banking market: with 'crediamoci' a new joint commitment of ABI and consumer associations in the face of the current economic and regulatory environment EU. "
This is the platform of the Montreal Protocol that aims to further increase the areas of cooperation and give new solutions, or consolidate ongoing initiatives, for access to credit, support for families in difficulty and consumer awareness.
Interesting are the topics covered in relation to family support useful "Strengthening the existing tools to support the payment of loan installments in times of difficulty of the borrower (is. legislative initiatives such as the Solidarity Fund for mortgages for first home); promote throughout the national territory visure standard suspended depreciation for the populations affected by events of nature calamitous (is. earthquakes, floods, etc.) in order to act quickly in emergencies and avoid measures differentiated regional level; promote measures to support families in need in the payment of installments of some types of consumer credit. It is innovative measures not yet experienced in this market. "
Finally on the consumer awareness stresses the need for "Increasing consumer awareness in the choice of credit products and / or ancillary services in terms of overall costs, risks assumed (eg. credit and market), enhancing transparency and simplicity. "
I note that, you can subscribe to the electronic version of the newsletter of the ABI, just by asking: abinewsonline@abi.it.
Alex Gaetani