Below I, some important aspects to consider, When you subscribe to a life insurance policy:
Impignorabilità
Life insurance is not subject, in Article. 1923 Civil Code, a seizure; the amounts owed by the insurer to the policyholder or beneficiary may not be subject to enforcement action.
Insequestrabilità
The amounts payable by the insurer are not amenable to precautionary action, they can not be subject to seizure.
Axis Crown
The beneficiary, the effect of the designation, acquires a right and not just derivative action against the insurer and therefore should not the return of the sums insured on its spindle Crown: it is not a legacy but a right already acquired as a result of the designation of the insured.
Alex Gaetani