After having mentioned in the article I mentioned the "pentalogo ISVAP, deepen the so-called "redemption" of an accident Rc car.
And 'the ability to repay to your insurance company, the amount paid by them for the accident that you cause with total or partial responsibility.
What are the advantages for the insured?
First of all redemption can be compared to a kind of investment.
In fact, the amount they pay to redeem the left today it will recover in the coming years by paying a renewal premium less policy.
Also remains a driver of a vehicle as virtuous as not click the penalty and the risk certificate is not "stained" by any left.
The reference is Consap (Dealership Insurance Services Public SpA), to which we must submit the application to know the amount of the claim (forms can be downloaded from www.consap.it).
However, you can request free support to your Company (almost all agencies shall put knowledge its insured, the option to redeem the left, already at the time of termination of an accident with (wrong), delegating it to manage the practice at the Consap – Clearing house -.
If you decide to pay the amount of the claim, notified by the State, the Company will reclassify the risk certificate and its policy.
Finally, I add that the consumer association Altroconsumo has designed a spreadsheet, valid for 42 insurance companies participating in the project, which calculates the convenience, and calculates the class about which you access if you do not exercise the redemption.
In fact, the latter may cost more than you would pay with the transition to a class of about pejorative (malus).
Alex Gaetani
You can read more on the subject by reading the following book: