E 'was presented recently by ABI (the Italian Banking Association, whose current president is Antonio Patuelli, elected by acclamation in 2013, after Giuseppe Mussari had left for the controversy on the scandal derivatives of Monte dei Paschi di Siena), the National Observatory Financial Inclusion of migrants.
The latter is a multi-year project, a collaboration between the ABI and the Ministry of the Interior, and managed by CeSPI (Centre for International Policy Studies), which aims to provide a tool for analysis and constant monitoring and organic phenomenon of financial inclusion of migrants. This goes hand in hand with the process of integration in the country.
The last Istat survey quantifies about 5 million immigrants living in Italy, for which the gradual stabilization from the point of view of the family, living and working is accompanied by the evolution of financial needs.
The survey shows many indices of "familiarity" with the bank. So then we find over 2,5 million current accounts to immigrants of 21 nationality considered in the latest survey of the Observatory (December 2013).
If the current account assumes the role of the access point for the process of financial inclusion, according to the survey, about migrants non account holders, are 1,1 million cards with Iban and American Express cards offered by BancoPosta (a fine 2012 an immigrant citizen on three without current account was in possession of these cards).
I come from Latin America, followed by European and African origin, communities are showing a greater familiarity with the bank.
In general the migrant, proves to be a customer "evolved" since it uses, about six banking products (Housing savings, means of payment, active management of its assets, etc.).
An immigrant uses two passbooks (bank and post office), emerges as a strong spread of payment instruments (Bench / Postamat).
Thanks. That's why we would be lost without immigrants
Even the use of the web has spread, Indeed, from 2010 al 2013 has more than doubled the percentage of banked migrants who uses the services of internet banking.
Alex Gaetani