L’era del Fintech: La rivoluzione digitale nei servizi finanziari
The future is not to be guessed, be imagined. And it is made of streets confronting us. But they are not beaten paths, but gates that open, forms that are traced, Data disseminated on patterns that are interwoven with the present and yet to be traced. And as Goethe said, the hardest thing of all is to see with your eyes what is before our eyes.”
Così scrive Stefano Quintarelli nel suo libro Building tomorrow. Thehomo science and entrepreneur, Now you parliamentarian and President of the Agency's Steering Committee for Italy Digital. Part of the book is devoted to the changes underway in relations between banks and customers, and more generally to the ever faster digitalisation in progress.
How many bank customers do not come more into its own branch? (Provided that there is still, seeing as the ABI states that, from 1 January 2015 till today, They were closed over fifteen hundred bank branches). In fact, oggi al bancomat si possono compiere la maggior parte delle operazioni che prima si facevano allo sportello. Not to mention the ability to work with their "device" on the move. transfers, bulletins payments, bank debits, etc..
Abi always tells us that in 2015 It occurred overtaking connections in mobility of Italians, compared to those with Personal Computer, demonstrating how, with the strong spread of smartphones and tablets, the digital life of Italians has always moved more on mobile devices.
In addition, tra i servizi più usati dai clienti di mobile banking troviamo il pagamento dei bollettini, i trasferimenti di denaro tra persone and i prelievi da sportelli automatici senza l’utilizzo della carta that, according to the banks' forecasts, in three years will be on more than eight out of ten actually.
E’ solo l’inizio della diffusione dei digital payments,it che sempre più velocemente entreranno a far parte della vita dei cittadini.
Alex Gaetani