L’Helicopter money It is a monetary policy assumed as a last attempt -never implemented - to boost the economy, and that is literally in the "throw money from a helicopter". The CBI It is a financial help for those who are in a particular moment of no income or has income too low.
Both are examples of cash distribution, useful to "run" the economy, the public purse, in short, economic maneuvers to put real money into the economy.
In our country, at the moment, none of the two measures was ever used, but thanks to the intervention of a body governed by public law, which it triggered the operations of private insurance companies, 3.5 billion Euros have been distributed throughout the country.
We are talking of the "awakened" through policies all''indagine launched dall'IVASS (Institute for insurance supervision) It has done an extensive emerging phenomenon life insurance policies potentially "dormant", for which the companies did not have the necessary elements apt to encounter if it was or was not verified the death of the insured during the term of the contract and therefore if, even in the absence of a request by the beneficiaries, they had made the conditions for the payment of the insured benefit.
As a result of the findings from the survey, the IVASS has undertaken several initiatives to "awaken" the dormant policies.
Of these 116.056 (62%) They relate to savings policies expired, for a total amount of 1,5 billion €, that the same contractors have neglected to collect and businesses, wrong, They left in a state of dormancy. 71.437 policies (38%) rather they are related to the deceased insured, for a total of about 2 billion euro never reclaimed by the legitimate beneficiaries.
Therefore, if you want to check “possibility of participation in the above-mentioned distribution of wealth”, the IVASS suggests two actions:
1. contact “Service life insurance search” dell'ANIA (National Association of Insurance companies) offering applicants (such as spouses Deaths) Information on whether or not, at Italian businesses, life insurance coverage related to the deceased, hypothesized assured.
2. contact your insurance intermediary, the bank or the insurance which he used the familiar, asking for information - preferably in writing – on the existence of the policy. Download here a facsimile request.
Alex Gaetani