And 'well known that the Italians are reluctant to make.
Aside from car insurance, required by law, Italians are not attracted by the insurance cover (different statistics Ivass - Institute of Business Supervision of Insurance – and Ania – Association of Insurance Companies – indicate the lack of dissemination of personal policies and protection of their property).
For some types of insurance, however,, fiscal leverage has always made from "stimulus" to their contributions: Some life insurance policies, policies injuries / illnesses and long-term care policies advocated by (for 2012 Ania declares a premium income of 69,7 billion, with about four billion euro tax deducted by the insured).
For these, but, arrived recently the Decree-Law 31 August 2013, n. 102 entitled 'Urgent provisions relating to IMU, other real estate taxation, support housing policies and local finance, as well as Cig and pensions», which amended the system of tax deduction from tax, paid in the tax return.
In fact, while until the entry into force of this decree, it was possible to deduct the 19% the premium paid up to a maximum of 1.291,14 €, from 2013 this amount was halved (630 €) to be then brought to 214 euro in 2014.
The above modifications will cover about six million Italians holders of these policies.
In tam tam reactions taken after the enactment of the decree there are those who, as the Ania, declares that the measure gets rid of any logic of fairness, arguing that the same slows down even more the use of these hedges by the Italian, and those who, like consumer associations that declare the decree as prejudicing the fundamental principles of the so-called Statute of Taxpayer (Law 212 of 2000) and that in fact breaks the bond of trust between the state and the citizen.
Alex Gaetani
To learn more about policies and tax you point out the following books: