The IVASS has published on its website the first annual report on the activities undertaken in the field of anti-fraud.
We read in the press release, published by the Supervisory: “With regard to action against fraud exercised by the insurance companies in the comparison between the data 2012 and 2013 shows an overall increase of this activity. Despite the claims made in the 2013 are decreased 6,5% about than the previous annual, there was an increase of approximately 15% the number of claims identified by businesses as exposed to fraud risk, come on 400.000 about the 2012, Passano the 460.000 about the 2013”.
Among the tools used by the Insurance Company to act as a filter already in the process of risk-taking, we find the installation of the black box, prior inspections of the vehicle and compensation in the specific form.
Also on the same press we find the report presenting the activities performed by the Supervisory Board to promote and encourage appropriate actions to object to the phenomenon of crime, agreements and partnerships entered into with institutions and law enforcement agencies in order to reduce the economic burden of such offenses, che grava, ultimately on to policyholders in the form of increased premiums.
In this regard, a further press release dell'IVASS report lower tariffs RC Cars pointing out, however, the persistence of severe regional imbalances, noting that the performance of the same is presented in an average decrease in northern Italy, while remaining constant, or rising in the center and south of the "two wheels".
This downward trend is due certainly to the decrease in claims, due to the reduction of vehicles for the crisis and for the continued development, especially in large cities, of sharing systems (car sharing, etc.).
Alex Gaetani