Recent research tells us that Italy is one of the countries with fewer smart devices per person: "only the 66% the Italian uses a smartphone / tablet.
If we talk about innovation, Also in the mode of payments, it is a pity.
In fact, diverse sono le soluzioni che stanno cambiando il mondo dei pagamenti.
A real revolution that passes through our "device", to innovate trade relations between shopkeepers and customers. So the first will avoid with cash payments to gather to lose time to count the rest, look for the exact coins, check receipts and the seconds to avoid the inevitable long lines at checkout.
With payments by credit / debit cards shopkeepers suffer bank charges, especially for small amounts collected. It's still, with food stamps, that retailers consider it too expensive (fino al 15% commissions) and impractical for the management of the rest, also for the customers, forced to go around with receipts indicating the amounts written on the back in ink (in some cases you are seen bickering in cash to the uncertainty on the rest indicated).
So then are gaining ground, even in our country free apps, downloadable on our smartphone, tablet e pc, che consentono di eseguire pagamenti con un “touch” che genera un’immediata transizione, recorded for accounting purposes by the operator with the issuance of the receipt.
COMODO PAGARE COSI’: L’evoluzione dei modelli di pagamento
They appropriate in that they are independent from credit / debit cards and are therefore very cheap (no fee, no monthly fees, no registration fee and no cost of withdrawal). Some may provide, for higher transactions, a fixed cost (of 0,05 a 0,20 cent).
For retailers, They are safe because there is no danger of scams, because once confirmed the payment is guaranteed, and the funds will be transferred to the account of the operator the next day.
Mentre i clienti scaricando le App possono scoprire tutti i negozi dove è già possibile pagare con il proprio cellulare.
Alex Gaetani