The PSD is the directive issued by the European Parliament which applies to all payment services in order to protect the customer and improve the efficiency of payment services.
From 1 March 2010 PSD as applic left in Italy he Bonifici Italy, Transfers abroad. SEPA credit transfers, Credit card transactions, cash payments, while from 05 July 2010 applies to RID, FISH, MAV, Bulletins Bank and SEPA Direct Debit.
The PSD does not apply to Bank and circular, Paper Effects, Loyalty cards and payments made in the currency of countries that do not belong to the common European area.
Each client is classified as a directive for the Consumer Client, non-consumer or retail customer.
For each status are assigned different rights and obligations.
The status is automatically assigned based on the information in the possession of the bank and is communicated with the year-end Account Statement.
You can go into a branch to request the change of the status assigned.