1) Clarify ideas on what you want from your money:
– protection inflation for the capital that you plan to use the next 3-5 years;
– investment only for the money you certainly do not serve in the next 3-5 years.
2) Declare in writing the financial intermediary's risk appetite, habits and investment goals. Do not ever tick the box with which you do not wish to provide this information, and even 'good complement expressly indicating the types of investments you want to exclude.
3) Always take time. Do not ever sign investment immediately after the seller (bank or financial advisor) finished the description. Always be wary of the investments which must be completed by a certain date. Always ask for copies of all documentation (Prospectuses) leggerla calm and con soli. Sign until you understand every aspect of the document read. If the seller does not want to provide this documentation to be excluded regardless of the investment.
4) Invest only in securities that are fully understood by reading the documentation. Never trust those things verbally by the seller, whether the documentation provided does not help to fully understand the investment and 'better not to invest. If we're pretty sure, but these new types of investments, invest only small parts of its financial assets (1 the 2% maximum), you can 'always incorporate later.
5) Do not invest in individual stocks, it 'in bonds issued by governments that are not reliable. You just run the additional risks that are not repaid by appropriate average yields expected.
Alex Gaetani
Main Board: