The Italian family is an economic entity peculiar.
There are strong family ties and often occur in direct economic support to members of the same family.
L'State (Annual Report on 2010) tells us that in 2009, the 17% about Italian families received support from the informal network of family, share rising to 38% when there are young children in the family with the working mom come into play where the grandparents.
This historical role, social protection of the Italian family has intensified in the recent years of economic crisis.
So he opened a recent speech, la Dott.ssa Anna Maria Tarantola (former Deputy Director General of the Bank of Italy).
He continued arguing that recent surveys on household budgets, carried out by the Bank of Italy, show that from 2002 al 2012 the propensity to save has dropped, amounting to 12%.
On average, households Italian appear rich in comparison with other countries: we are in line with France and the UK, but the net wealth is greater than Germany and the United States.
The distribution of wealth, however, is not homogeneous, In fact, almost half is held by the richest tenth of households.
Household debt is contained, international comparison of the debt of households remain lower than the average of the Euro (the 66% against 99% in 2011).
The decrease in debt was due certainly to a lower demand for loans, but also by a greater selectivity on the part of financial intermediaries.
The decline in debt has focused mainly on real estate loans.
He concluded by pointing out that questions must be raised about the sustainability of a social model in which families are assigned the task to cushion adverse shocks that affect the income of the individual components, seen that the wealth of the parents and the children starts to shrink less and less able to save.
Alex Gaetani
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