Last 14 February, the Ministry of the Interior issued a circular clarifying that the law n.300/A/1319/13/101/20/21/7, every insurance company must ensure fortnight of coverage RC Car Free, that allow the insured to travel in good standing with the mark just expired.
Download the Ministerial Circular
The clarification was needed because the DL179/12 introduced a maximum duration of contracts TPL equal to one year, prohibiting distinctly their tacit renewal.
Before the entry into force of that D.L. the TPL contract provided for automatic renewal with a tolerance of fifteen days, during which there was insurance coverage even in the absence of payment of the premium.
In connection with the supervision of the police was difficult for them to carry out the verification of the continuity of insurance coverage and then you summoned the next exhibition of documentary evidence of insurance coverage regular.
Summing up the new rules in place we are told that the insurance contract TPL solves the natural expiration, that the guarantee remains active for fifteen days after the deadline until the commencement of the new policy (also signed with a different insurer) and that the insurance company must notify the contractor of the expiry of this policy with a notice of at least thirty days.
Finally, the aforementioned ministerial circular states that for a period of fifteen days from the expiration, the insured while waiting to sign a new contract, can exhibit marking and certificate of insurance expired and is no longer punishable, under Articles 180 and 181 of the Highway Code, the use of the vehicle with signage and insurance certificate expired, bearing in mind that, the insurance cover provided by the previous contract is extended in any case only until the fifteenth day from the date of expiry;.
Alex Gaetani
You can read more on car insurance policies with the following guidelines: