The last edition of the Salone del Savings, was presented Save the Observatory of Families 2013, prepared as every year by GfK Eurisko / Prometeia.
Summarizing the data tell us that the attitude to savings of Italian households showed a further reduction at the end of 2012.
In the same year decreased both the disposable income and consumption (Today the historical limits).
The above figures reflect the evolution of the financial assets of families in our country are still high compared to less 2007, while in France have risen, Germany and England.
E 'instead common to several European countries the impact that the crisis has had on choices of investment of financial. In fact, in the belly to households grew the liquidity products, insurance and social security, at the expense of the most vulnerable to market.
Between the end of 2012 and the first months of the new year there was an increase in net inflows of funds due to the dynamism of networks of financial and banking networks, through the promotion of new products (for example, are much appreciated Mutual Funds with allocation of coupon).
In general was highlighted a positive outlook for the mutual funds for years to come, especially for those with an horizon in the medium / long term.
Reality mainly due to expectations of future economic growth, resulting out of the recession in our country.
Which the financial scenario of the 2013? Some evidence points to the probability that the continuation of the 2013 may be less of adverse 2012.
In fact, the "Family finance" had a hand in this sense: complacency of the majority of the families for their ability to maintain balances of savings (despite happen for decreasing amounts and at the expense of consumption) and the positive impact of the financial markets for families who hold investments.
The families who invest are not few, although many do it for small sums that are often not addressed to asset management or managed, but in deposit accounts (in growth), current accounts and savings accounts (My personal note additional: The Deposits and Loans Fund reported an increase in the signing of the postal savings).
Alex Gaetani
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