According to the latest data Netcomm, E-commerce (ecommerce) in Italia sfiora i 14 millions of users.
This signal that the industry of online shopping traveling at a fast pace.
The main reason is that users are very budget conscious, and even more so in a time of economic difficulty like the present, Online purchases can help.
The other reason is the increase in the prevalence of smartphones and tablets that allows purchases in mobile mode.
Even insurance policies are purchased via the internet, both insurance policies that damage the life insurance.
So then are useful recommendations that the Ivass (Supervisory Authority for Insurance Companies) publish on its website.
Beginning with the attention to be given about the actual identity of the insurance company, verifiable just by consulting the list on the website of the Company authorized dall'Ivass escrow (also toll 800486661 reachable from Monday to Friday – time 9/13.30).
As well as in case you log on to the site of an insurance intermediary, it is good to check on the website of the escrow agent to register with one of Intermediaries.
Even for policies purchased on the net there must be the release of the information package as well as the conditions of the policy and in the case of the policy must be issued by the TPL, in the original, the mark and the certificate of insurance, within 5 days of payment of premium.
In the case of taking out an insurance with a foreign company, you should ensure that in case of disputes there is the option of turning in an Italian court, in order to avoid inconveniences related to the conduct of proceedings abroad.
Come pure the law applicable to the contract, because if it is not that you do not know Italian and foreign law applied by the insurance, you may find it difficult to deal with any disputes.
For further recommend reading the Isvap (ora Ivass) n. 34 of 19 March 2010, governing the sale of insurance policies via internet and telephone.
Alex Gaetani
Can you elaborate on the following books and e-book: