Every day we are bombarded with news about the board: those who will and who will not, As we will, low pensions and golden pensions.
And Italians are constantly found with the “mal welfare”.
So here are some pointers to "cure" personally and especially do it for time.
Speaking of public welfare should be noted that even today the INPS, tells us that there are few registered users of the website of the public pension.
Many services are accessible thanks to the Pin that allows, of verify their social security dossier, useful for example, annually to ensure that, the employer has made the payment of social security contributions.
This is because, being in force on the contributory pension system, will rely more and more upright accumulated contributions at the end of their working, as it will be used for the calculation of the grant by the INPS pension.
In addition, at the end of 2013 has been improved and expanded functionality dell'App (Application) dell'INPS, usable on tablets and smartphones, for both Apple and Android, useful to pay ransoms,, reunions, etc..
With regard to the need for integration of the public pension, one of the tools available to do so , is the pension fund.
The latter has seen the 2007 (half of silence / approval of membership for all workers who) poor adhesion, in my opinion, and not only, (interesting article on Nicola Zanella http://www.youinvest.org/ws_section_item.php?itemId=241§ionId=4), due to the obligation of payment of severance pay (Severance indemnities).
Therefore, since the 2007 to date, the terms of accession are not changed, the idea could be this:
each worker individually may decide, if you feel you have accumulated a pillar "accrued severance indemnities" satisfactory for its future needs (different roles are assigned to the employee severance indemnity: social safety net by a contract of employment to another, accumulation of capital for various needs, etc.), when negotiating to join the fund provided for in his employment contract, with the only "accruing TFR", as a form of "targeted savings" to the integration of the grant public pension.
In this case it makes sense to make an extra effort by contributing personnel to whom the law adds that employers, to take advantage of the tax deductibility.
Alex Gaetani
To learn more on the topic “Board” and how to integrate it, point out the following books: