Carry some useful information extracted from the recent episode of live "Bank Route" (*from which the quotation is taken that headlines the article), the transmission of investigation conducted by Riccardo Jacona issuer national Rai Tre.
Here is the link to review the episode: http://www.presadiretta.rai.it/dl/portali/site/puntata/ContentItem-53382a74-8cb1-47f5-b10a-086ccf134187.html.
Citing a source, the Bank of Italy, it is said that in our country there are thirteen banks commissioner.
The phenomenon extends from north to south and for all the reasons are three:
- Severe abnormalities of Governance
- Irregularities Management
- Investment / Financial Operations wrong.
In the episode in question was made on behalf of a banking institution that has seen its managers and operators to foist depositors / savers packaged products ad hoc, in which there were "drowned" the actions of the same bank, pretending to return products safe and guaranteed capital.
A branch manager heard the reporter on the phone, stated that themselves were not able to recognize / understand the products to customers propionate.
Many of the investors involved have had significant losses for the family budget and have been forced to turn to the lawyers of the Consumer Associations.
Everything after nine years after entry into force of the Law on Savings (262/2005), which denotes that it is not a question of whether or not the specific laws of misconduct but they do fall more and more confidence.
It has also been said that l'interest banking system (The banks operating in Italy) has "in the belly" three hundred billion Euros of Bad Debt (money lent to businesses and households, embedded and difficult to recover).
This perhaps justifies, at least a part, the so-called credit crunch (namely the decrease of the credit granted).
Finally, citing as a source Consob, there was evidence that most of the bonds, we remember, are not protected by the Deposit Protection Fund bank in case of default of the Bank, is in the hands of families.
Alex Gaetani
Below you point the readings useful to deepen the topics discussed in the article: