Italy is among the countries with most aging rate, joint to the reduced number of births, determines an increase in the proportion of elderly in the total population.
Istat certify that as of January 1 2018 the 22,6% of the population has an age greater than or equal to 65 years, the 64% He was aged between 15 and the 64 years while only 13,4% has less than 15 years. With an average age then,, equal to 45 years. Inevitably, as long as you live the greater the risk of having a slice of the population that can undergo self-loss in old age.
The State General It provided the numbers on Public spending on long-term care (LTC), aimed at the elderly and disabled dependents, taking account of three components:
1) the health component;
2) the accompanying spending;
3) spending for other benefits.
The data tells us that we are at 1.7% in 2017 equal to 1.716 Milestones of euro. The first two components cover 86% of total expenditure on LTC. The same Accounting Office provides us with a projection which shows that you will go to 2,6 in 2070.
L’Ivass (Institute of Insurance Supervision), in a recent speech stimulated State, Social partners and Insurance market to work to ensure that increases the spread of insurance coverage for the risk of loss of self, forever free up more public health system burden for dependents.
Examples of such other European country there are.
He suggested the possibility of introducing additional models at the base of a mandatory hybrid system, where the state's governor and ensures adequate tax deduction to businesses and workers who contribute and insurance companies manage the mode in mutual resources and performance, So with restriction or ban on the use of genetic data in order to limit the risk selection.
Alex Gaetani