This is one of the five most popular questions among those sent by consumers, in writing or through the Contact Center, all’IVASS:
How do I know if my deceased family member had signed a life insurance policy?
This is the answer given by the Authority, that monitor the operations of the Company and Insurance Intermediaries:
- you can contact the “Service life insurance search” dell'ANIA (National Association of Insurance companies) offering applicants (such as spouses Deaths) information on the existence, at Italian businesses, life insurance coverage related to the deceased, hypothesized assured. The research is based on test, tra l’altro, that the name of the person requesting the information to appear among the beneficiaries of the policy. It is suggested, therefore, to formulate many requests as there are potential beneficiaries. Example: if a family member died, father of two, it is good to formulate the request both his wife and each of the two sons, to expand your search range.
- or you can contact the insurance intermediary, the bank or the insurance which he used the familiar, asking for information - preferably in writing – on the existence of the policy. Here you can download a facsimile of the request. While to know more can consult the page.
So insurance is a complicated subject and they happen to be disappointed upon redemption of a claim. Exactly for this reason, Ivass and the Bank of Italy offer QUIZ to practice on the same. Nine questions, from time to time randomly selected on: Third Party Liability, Home, Salute, Vita.
There you can put to the test by answering questions, find out the score achieved, compare it with that of friends, and read some tips. You can try the test as many times as you want to improve your skills with QUIZ that is completely anonymous.
Then under the Quiz!
Alex Gaetani