The electricity bill, full of petrol at the station, shopping at the supermarket they are all moments when you are realizing that you are in the thick of it a period of high inflation.
What is inflation
On the website ofMayor (National Institute of Statistics) si legge che inflation is the increase in the price level of goods and services intended for household consumption.
To measure it theMayor realizes theconsumer price index, a statistical tool that allows you to monitor, in time, the changes in the prices of a set of products and services - called the basket - representative of all the goods and services that can be purchased by families living in Italy: from food products to households, from furniture to transport costs etc..
The basket is updated every year based on the actual consumption habits of families.
How to defend yourself
If we talk about income and savings, when inflation is high in Italy, what are the automatic adjustments and investment tools to protect yourself from the erosion of purchasing power?
The Royal Public Securities: government bonds (even non-Italians) whose returns are indexed to inflation;
The postal savings bond indexed to Italian inflation: savings tool distributed by Italian post which provides, in addition to an interest rate also the revaluation that you “fix” to Italian inflation;
The severance indemnity: what is up to the worker at the end of the employment relationship which is re-evaluated with the application of a fixed rate of 1.5 percent to which is added the 75% the increase in the consumer price index for blue-collar and white-collar families, ascertained by’Mayor;
Public pensions: thanks to the so-called equalization of pensions, which is the annual reassessment of pension amounts to adjust them to the cost of living.
All that remains is to inform yourself and commit to defending the purchasing power of your money diversifying investment choices between nominal yields, real and uncertain.
Alex Gaetani
Main:
Interest-bearing bond indexed to Italian inflation
It was the 2015: Deflazione: brutta notizia per gli italiani