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The banking service of the safety deposit boxes constitutes an "ancillary operation" to the exercise of credit. Thus begins the definition of Safe-deposit box theirBankpedia by Assonebb (National Association Encyclopedia of the Bank and the Stock Exchange).
Taking a tour of the Italian bank branches it is easy to find that, to rent one, you pay on average an minimum annual fee of approx 100 € for a small cassette. The fee is charged, even monthly, on the holder's current account.
Sometimes it happens to see the advertising page that invites you to open one even on the screen of the ATM before making a withdrawal. Clearly the fee goes up for larger cassettes.
E’ You can deposit your valuable material assets there such as jewelry, gold coins, documents, ecc. All this in a confidential manner and without the Bank being aware of the content.
You can also keep them wads of banknotes. For the latter, it is good advice to keep copies of the ATM withdrawal receipts to possibly document their origin.
Finally it is important to know that for account holders, in addition to deposits of up to 100 thousand euros cash held at the bank is excluded from the bail-in, as the contents of the safety deposit boxes.
The President of ABI Antonio Imocer on the sidelines of an annual meeting of the Consob with the financial market, he has declared:
As for the contents of the cassettes, “we have no evidence of billions – need – are closed, only the Finance Police, the Revenue Agency and notaries in the event of death can open them.
Places to visit!
And you are, birthplace of the former coach of the Italian national football team, European champion in 2021, Roberto Mancini, it is possible to visit the headquarters of the local Cassa di Risparmio Foundation – Bisaccioni Palace – where there is a Caveau who guards the vault of the Treasury with his own safety deposit boxes.
In Genoa the De Gaetani Palace, local office of the Bank of Italy, it is possible to visit the basement that houses 4.453 safety deposit boxes now no longer in use.
Alex Gaetani