A meal in a restaurant, a friend told me that, when he went to pay auto insurance with the insurer, the latter announced it would go from house to offer him a life insurance policy for purposes of capital accumulation.
I wrote on a piece of paper which questions should ask to see what type of life insurance is proposing the.
Here they are:
If a policy is attached to the financial markets is capital protection at maturity? There is an assessment rating and especially where I can follow, independently, the development of the policy?
What is the exact deadline, that is when I can withdraw the capital that falls to me, or begin to receive the annuity?
What are the costs?
If it is a life insurance policy there is a revaluation revaluation guaranteed minimum?
There are penalties if you should need to redeem in advance?
And then two things to ask:
The project contemplates the personal maturity and performance in the event of death.
The information package.