L'last Survey on savings and financial choices of Italians carried out jointly by Intesa San Paolo and Einaudi Center reported data relating to the savings of Italian families.
The share of families who manage to save reaches the maximum pre-pandemic values (54,7 percent vs. 53,5 per cento nel 2022). The average percentage of income saved also rises (12,6 percent, from 11.5 percent of 2022).
Among the reasons for saving, they stand out the house (30 percent) and children (16 percent); only 5 percent of those interviewed say they have set aside resources to deal with the increase in prices.
For a third of the sample, saving is generally precautionary, that is, without a precise intention.
It seems to hear Morgan Housel, the author of the book The Psychology of Money published in Italy in 2021 fromHoepli Publisher than in the chapter 10 dedicated to the importance of saving, he writes that saving can also be an end in itself: “You don't need a specific reason to save”.
Housel it makes it a question of freedom and flexibility in being able to afford it, eg, to wait for a good job or perhaps earn a lower salary that does not affect their standard of living, but also to seize a good investment opportunity.
Quindi more time and more options obtainable thanks to liquidity simply deposited into the current account, without thinking to the lack of recognition of interest and the lack of protection from inflation.
Having control of your time is the highest dividend money can yield.
It is the key phrase of the book written by the Sociologist Karl Pillemer 30 Lessons For Living in which he interviewed about a thousand overs 65 to tell their teachings on the most important values in life.
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