How many do so?
When we have a small stack of savings to use, of fundamental importance is, first of all, carry out a self-analysis of their family situation from an economic / financial point of view (upcoming expenses, presence of other sums used in financial instruments, insurance needs, etc.).
There have been suicides!
Nobody likes to lose money, ma, reading the news, always current, of those involved, for example, in the events of bank shares and / or convertible bonds, it is highlighted how, for some of them, any losses are highly damaging to the keeping of family accounts.
How many sign up for a financial education course?
In this context, the awareness of those who subscribe to these financial instruments comes into play. I think that there are no employees in any credit institution, armed with a gun, to oblige account holders to subscribe to them.
Learn to say NO thanks!
And then other elements come into play, that must not make savers desist from getting up from their chairs in the securities office, refusing to accept the proposals made by the assistant. Sometimes, even just an advertised interest rate, blurs the view, by not giving due importance to everything else.
But what is written there?
From personal experience, I can say that, too often there is lightness on the part of savers. I saw scenes of people nodding continuously in front of the bank / postal operator and signing everything that is proposed to them, only by trusting what has been said verbally.
Alex Gaetani
Click Here for the lesson on Slideshare
